Small finance banks focus on providing credit to the unorganized sector, micro small and medium enterprises, small and marginal farmers, and small business. Small Finance Banks are the financial institutions which provide financial services to the unserved and unbanked region of the country.
1] Ujjivan Small Finance Bank
Ujjivan Small Finance Bank is a scheduled commercial bank serving 82+ lakh customers through 729 branches in 26 states & UTs, employing over 21,000+ people. Ujjivan SFB offers a wide range of products, including Savings and Current Accounts, Fixed and Recurring Deposits, Home Loans, Business Loans, Vehicle Loans, Agri & Allied Loans, Micro-Loans, Forex Services, distribution of Life, General, and Health Insurance products.
DETAILED INFORMATION
| Address | Mane Plaza, CTS No. 356/A, 356/B, 356/C Ground Floor, Patil Galli, Station Rd, Belagavi, Karnataka 590001 |
| Hours | Sunday Closed Monday 9:30 am–4 pm Tuesday 9:30 am–4 pm Wednesday 9:30 am–4 pm Thursday 9:30 am–4 pm Friday 9:30 am–4 pm Saturday 9:30 am–4 pm |
| Offers | Savings and Current Accounts, Fixed and Recurring Deposits, Home Loans, Business Loans, Vehicle Loans, Agri & Allied Loans, Micro-Loans, Forex Services, distribution of Life, General, and Health Insurance products. |
| Services provided | Doorstep banking, Phone banking in 11 languages, mobile/internet banking in 9 languages, and voice-based banking software for consumers with limited literacy |
| Phone | 089513 95643 |
2] Equitas Small Finance Bank
Equitas Small Finance Bank is a small finance bank founded in 2016 as a microfinance lender. The Bank has its headquarters in Chennai, and is a subsidiary of holding company Equitas Holdings Ltd.
DETAILED INFORMATION
| Address | more store, CTS no : 5923, Nalshan Heights near 1st gate, Congress Rd, Belagavi, Karnataka 590006 |
| Hours | Sunday Closed Monday 9:30 am–4 pm Tuesday 9:30 am–4 pm Wednesday 9:30 am–4 pm Thursday 9:30 am–4 pm Friday 9:30 am–4 pm Saturday 9:30 am–4 pm |
| Loans | Loan Against Property Gold Loan Home Loan Used Car Loan New Car Loa |
| Credit Card |  PowerMiles Credit Card Selfe Credit Card Tiga Credit Card |
| Insurance | General Insurance Life Insurance Health Insurance Pradhan Mantri Jeevan Jyoti Bima Yojana Pradhan Mantri Jeevan Jyothi HDFC Group Health Insurance – Platinum Plan |
| Ways to Bank | Door Step Banking Online Banking Mobile Banking |
| Official Website | www.equitasbank.com |
| Phone | 1800 103 1222 |
3] Jana Small Finance Bank
Jana Small Finance Bank is a scheduled commercial bank in India, focused on providing financial services to underserved segments of the population.
DETAILED INFORMATION
| Address | Ground Floor, Unique Tower, Khanapur Main Rd, next to Big Bazaar, opp. Axis Bank, Hindu Nagar, Angol, Extension, Belagavi, Karnataka 590003 |
| Hours | Sunday Closed Monday 9:30 am–4 pm Tuesday 9:30 am–4 pm Wednesday 9:30 am–4 pm Thursday 9:30 am–4 pm Friday 9:30 am–4 pm Saturday 9:30 am–4 pm |
| Products & Services | Products & Services Savings Account Current Account Deposits Loans Cards Online Banking Payments Insurance Safe Deposit Locker Facility |
| Official Website | www.janabank.com |
| Phone | 1800 2080 |
4] Suryoday Small Finance Bank
Suryoday Small Finance Bank provides you with easy and affordable banking services with our wide range of banking products and services focused on financial inclusion in India, particularly serving the unbanked and underserved. The bank aims to provide a wide range of banking services, including digital banking solutions, while continuing to focus on customer experience and financial literacy.
DETAILED INFORMATION
| ADDRESS | 1] Elite Tower, Plot No. 2168, CTS No. 7416, Sector 11, Ward No. 54, Kanbargi Road, Belagavi, Karnataka – 590016. 2] Another branch is situated at Ashirvad Building, Plot No 97, 1st Cross Kanbargi Road, Rukmini Nagar, Belagavi, Karnataka, 590016. Additionally, there’s a branch at No 435 A1, 435 A2, 435B, 435C & 435D, |
| TIMING | Sunday Closed Monday 9:30 am–4 pm Tuesday 9:30 am–4 pm Wednesday 9:30 am–4 pm Thursday 9:30 am–4 pm Friday 9:30 am–4 pm Saturday 9:30 am–4 pm |
| Specific Services | Savings Accounts: Suryoday offers different types of savings accounts with varying interest rates and features. Fixed Deposits: They provide attractive interest rates on fixed deposits, including options for senior citizens. Loans: A variety of loans are available, including personal loans, two-wheeler loans, home loans, and commercial vehicle loans. Digital Banking: Suryoday provides mobile banking, internet banking, UPI payments, and other digital banking services. Inclusive Finance: They focus on providing financial services to underserved sections of society. |
| Loans | Joint Liability Group Loan Amount ₹36,000 to ₹55,000 Tenure 24 Months Rate Of Interest 25.35% p.a. Vikas Loan Loan Amount ₹65,000 to ₹2,00,000 Tenure 24-36 Months Rate Of Interest 25.99% p.a. |
| Products & Services | Saving Accounts Salary Accounts Special Accounts Espire Premium Banking Fixed deposits Recurring Deposits Debit Cards Vehicle Loans Micro Mortgages Home Loan Loan Against Property Social Security Schemes Mutual Funds & Broking Life InsuranceGeneral Insurance |
| Phone | 1800 1020 210. |
5] ESAF Small Finance Bank
ESAF Small Finance Bank is a scheduled commercial bank in India, focused on providing financial services, particularly to the underbanked and unbanked sections of society. ESAF SFB offers a range of banking products and services, including loans, savings accounts, and digital banking options.
DETAILED INFORMATION
| Address | Shop No 1308, Laxmi Heights, Ganesh Marg, 3rd Cross St, opposite Rotary Swimming pool, Hindwadi, Belagavi, Karnataka 590011 |
| Hours | Sunday Closed Monday 9:30 am–4 pm Tuesday 9:30 am–4 pm Wednesday 9:30 am–4 pm Thursday 9:30 am–4 pm Friday 9:30 am–4 pm Saturday 9:30 am–4 pm |
| Category | Cards Investments Payments Loans Deposits Accounts |
| Services | National Pension System LALIT Plus – Basic Savings Bank Deposit Account Pradham Savings Account Premium Current Account Royale Savings Account Zero Balance Savings Account Classic Current Account Basic Current Account Pragati Savings Account Mahila Sree Savings Account Eleganza Savings Account LALIT – Basic Savings Bank Deposit Small Account. Institutional Business Savings Account Krishak Bandhu Savings Account Diamond Current Account Two-Wheeler Loan Hrudaya Deposit Gold Loan Kisan Credit Card (E- KCC) New Car Loan Regular Recurring Deposit Regular Fixed Deposit MSME Loan Student Savings Account Business Loan |
| Banking Products and Services | Savings and Current Accounts: Offering various types of deposit accounts to meet different needs. Loans: Providing microloans, personal loans, gold loans, and business loans to individuals and small businesses. Digital Banking: Offering net banking and mobile banking services for convenient access to accounts and transactions. Other Services: Including services like insurance and financial inclusion initiatives. |
| Phone | 087146 51257 |
| Official Website | esafbank.com |
NammaBelagaviNews